Car Loan Application Canada

Finance your dream vehicle with rates starting from 4.99% APR. New, used, or private sale - we've got you covered.

Quick Pre-Approval

Get pre-approved in minutes online

Competitive Rates

Rates starting from 4.99% APR

Any Vehicle Type

Cars, trucks, SUVs, and motorcycles

Flexible Terms

Terms from 12 to 96 months

Vehicle Types We Finance
All makes and models

Sedan

Fuel-efficient family cars

SUV

Spacious and versatile

Truck

For work and recreation

Van

Maximum cargo space

Sports Car

Performance vehicles

Electric

Eco-friendly options

Loan Features
What's included
  • No down payment required
  • New and used vehicles
  • Private sale financing
  • Refinancing available
  • Early repayment allowed
  • Gap insurance options
Requirements
What you need to apply
  • Valid driver's license
  • Proof of income ($1,800+/month)
  • Canadian resident
  • Insurance coverage
Monthly Payment Calculator

Estimate your monthly payments based on loan amount and term.

$20,000 loan~$370/month
$30,000 loan~$555/month
$40,000 loan~$740/month

*Based on 60-month term at 7.99% APR

Car Loan Application
Get pre-approved for your next vehicle in minutes
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Personal Info
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Vehicle Info
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Location
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Employment
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Housing
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Credit

Personal Information

Car Loan FAQs

Can I get a car loan with bad credit?

Yes! We work with lenders who specialize in bad credit car loans. While your rate may be higher, we can help you get approved and rebuild your credit through consistent payments.

How much can I borrow for a car?

Car loan amounts typically range from $5,000 to $100,000, depending on your income, credit score, and the vehicle's value. Pre-approval will determine your exact amount.

Do I need a down payment?

While not always required, a down payment of 10-20% can significantly reduce your monthly payments and help you get better interest rates.

Can I pay off my car loan early?

Yes, most of our car loans allow early repayment without penalties. This can save you money on interest charges.