Disclaimer

Loan Beaver is a loan comparison and matching service, NOT a lender. We do not:

• Make lending decisions
• Issue loans or provide credit
• Guarantee loan approval
• Set interest rates, fees, or loan terms
• Collect loan payments

We connect users with third-party lenders who make their own independent lending decisions. All loan terms, rates, and conditions are determined solely by the lenders.

Submitting a loan application through Loan Beaver does NOT guarantee:

• Loan approval
• Specific loan amounts
• Particular interest rates or fees
• Certain repayment terms
• Matching with any specific lender

Each lender has its own underwriting criteria, and approval is subject to meeting those criteria. Rates and terms displayed on our website are estimates and examples only. Actual rates and terms will be determined by the lender and may vary based on your creditworthiness and other factors.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about:

• The completeness, accuracy, or reliability of information on our website
• The availability of our services
• The suitability of any loan products for your specific circumstances

Interest rates, fees, and loan terms are subject to change without notice. Always verify all information directly with the lender before accepting any loan offer.

The information and tools provided on our website are for informational purposes only and do not constitute:

• Financial advice
• Legal advice
• Tax advice
• Professional recommendations

Before making any financial decisions, we strongly recommend consulting with qualified financial, legal, or tax professionals who can assess your individual circumstances.

Any loan calculators, comparison tools, or estimation features on our website are provided for illustrative purposes only. These tools:

• May not reflect actual loan offers you receive
• Are based on assumptions that may not apply to your situation
• Should not be relied upon as the sole basis for financial decisions
• May contain rounding or calculation errors

Always review the actual terms and conditions provided by lenders in their official loan documents.

We work with a network of independent third-party lenders. We are not responsible for:

• The actions, decisions, or practices of any lender
• The terms or conditions of loans offered by lenders
• Lender customer service or support
• The quality of lender services
• Disputes between you and any lender

Each lender operates independently and is solely responsible for its own services, loan products, and customer relationships.

We are not responsible for any impact to your credit score or credit report resulting from credit inquiries made by lenders in connection with loan applications submitted through our service.

To the fullest extent permitted by law, Loan Beaver and its officers, directors, employees, and agents shall not be liable for any:

• Direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Errors, omissions, or inaccuracies in content
• Service interruptions or technical issues
• Actions or inactions of third-party lenders

Loan regulations vary by province and territory in Canada. Interest rates, fees, and loan terms must comply with the applicable provincial or territorial lending laws. Not all loan products or lenders may be available in all provinces or territories.

We reserve the right to update or modify this disclaimer at any time without prior notice. Your continued use of our services after any changes constitutes acceptance of those changes.