Privacy Policy

Last Updated: October 18, 2025

At Loan Beaver ("we," "our," or "us"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website loanbeaver.io and use our services.

Information We Collect

Personal Information

When you apply for a loan or use our services, we may collect:

  • Full name and contact information (email, phone number, address)
  • Date of birth and Social Insurance Number (SIN)
  • Employment information and income details
  • Banking and financial information
  • Credit history and credit score information
  • Government-issued identification documents

Automatically Collected Information

We automatically collect certain information when you visit our website:

  • IP address and device information
  • Browser type and version
  • Pages visited and time spent on our website
  • Referring website addresses
  • Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for the following purposes:

  • To process and evaluate your loan application
  • To verify your identity and prevent fraud
  • To match you with appropriate lenders and financial products
  • To communicate with you about your application and our services
  • To comply with legal and regulatory requirements
  • To improve our website and services
  • To send you marketing communications (with your consent)
  • To conduct analytics and research

Information Sharing and Disclosure

We may share your information with:

Lending Partners

We share your information with our network of verified lenders to help you find the best loan options.

Service Providers

We work with third-party service providers who assist us in operating our website, conducting our business, and servicing you.

Credit Bureaus

We may obtain and share credit information with credit reporting agencies.

Legal Obligations

We may disclose your information when required by law or to protect our rights and safety.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • SSL/TLS encryption for data transmission
  • Secure data storage with encryption at rest
  • Regular security assessments and audits
  • Strict access controls and authentication procedures
  • Employee training on data protection and privacy

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the following rights:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information
  • Opt-Out: Opt out of marketing communications
  • Data Portability: Request a copy of your data in a portable format
  • Withdraw Consent: Withdraw consent for processing where applicable

To exercise any of these rights, please contact us using the information provided below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: