Privacy Policy

Last Updated: 15.05.2026

At LoanBeaver, we are committed to protecting your privacy and being transparent about how information is handled when you visit www.loanbeaver.io.

This Privacy Policy explains what information we collect, how we use it, disclose it, and safeguard it when you use our comparison and referral platform.

Nature of Our Service

LoanBeaver is an independent financial comparison and affiliate referral platform that helps users discover third-party financial products and services available in Canada.

LoanBeaver is not a lender, broker, credit provider, or financial advisor. We do not issue loans, make credit decisions, underwrite applications, or directly process financial applications on behalf of lenders.

When you choose to proceed with a lender or financial service provider through LoanBeaver, you will be redirected to that third party's website, where their terms, privacy practices, and data handling policies apply.

Information We Collect

LoanBeaver may collect limited website usage and technical information through cookies, analytics tools, and similar technologies to improve website performance, measure traffic, optimize user experience, maintain security, and support marketing attribution. This may include information such as browser type, device information, IP address, referral source, pages visited, and general interaction data.

LoanBeaver does not sell users' personal financial application information to third parties.

Information We Do Not Collect

LoanBeaver does not collect, store, or process sensitive personal financial application information, including but not limited to:

  • Social Insurance Numbers (SIN)
  • Banking account information
  • Employment verification documents
  • Income documentation
  • Government-issued identification documents
  • Credit application details
  • Loan underwriting or approval information
  • Financial account credentials

Any such information you provide is submitted directly to the third-party lender or financial service provider after leaving LoanBeaver.

Automatically Collected Information

When you visit our Website, we may automatically collect certain technical and usage-related information, including:

  • IP address
  • Browser type and version
  • Device type
  • Operating system
  • Pages visited
  • Time spent on the Website
  • Referral source information
  • Click behavior and interaction data
  • Approximate geographic region
  • Session information
  • Cookies and similar tracking technologies

This information helps us operate the Website, improve user experience, monitor performance, maintain security, and support marketing and affiliate attribution.

How We Use Your Information

We may use automatically collected information to:

  • Operate and maintain the Website
  • Improve website functionality and usability
  • Monitor traffic and user engagement
  • Measure advertising and marketing effectiveness
  • Support affiliate referral attribution
  • Detect fraud, abuse, or malicious activity
  • Diagnose technical issues
  • Comply with legal obligations
  • Improve our services and user experience

LoanBeaver does not use personal financial application information to make lending decisions, as we do not directly process financial applications.

Cookies and Tracking Technologies

LoanBeaver uses cookies, pixels, analytics tools, and similar technologies to support website functionality and performance.

These technologies may be used for:

  • Website functionality
  • Analytics and traffic measurement
  • Marketing attribution
  • Advertising performance measurement
  • Fraud prevention
  • User experience optimization

Third-party services we may use include:

  • Google Analytics
  • Meta Pixel
  • Affiliate attribution platforms
  • Advertising platforms
  • Hosting and infrastructure providers

You may disable cookies through your browser settings, although some features of the Website may not function properly as a result.

Information Sharing and Disclosure

Affiliate & Referral Partners

LoanBeaver participates in affiliate and referral partnerships with third-party lenders and financial service providers.

When you click a referral link or proceed to a partner provider, limited technical information may be shared as necessary for referral attribution and website functionality.

Any personal or financial information you provide after leaving LoanBeaver is collected directly by the third-party provider in accordance with their own privacy policies.

Service Providers

We may share limited technical or usage-related information with trusted third-party service providers who help us operate the Website, including:

  • Website hosting providers
  • Analytics providers
  • Advertising and marketing platforms
  • Affiliate tracking providers
  • Security and infrastructure vendors

These providers are only given access to information necessary to perform their services.

Legal Obligations

We may disclose information if required by law, regulation, legal process, or where necessary to protect our rights, users, systems, or security.

Data Security

We implement commercially reasonable technical and organizational safeguards to protect the information we process, including:

  • SSL/TLS encryption
  • Secure hosting infrastructure
  • Access controls
  • Security monitoring
  • Fraud prevention measures

However, no method of internet transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

LoanBeaver does not store sensitive personal financial application data such as SINs, banking information, or loan application materials.

Data Retention

Technical, analytics, and usage-related information may be retained for as long as reasonably necessary for operational, legal, analytical, security, or business purposes.

Retention periods may vary depending on the applicable technology or third-party service provider.

LoanBeaver does not retain personal financial application information submitted directly to third-party lenders.

Your Privacy Rights

Depending on applicable laws, you may have rights regarding personal information we may process, including:

  • Request access to your personal information
  • Request correction of inaccurate information
  • Request deletion where applicable
  • Withdraw consent where legally applicable
  • Opt out of certain marketing technologies where available

To exercise these rights, please contact us using the details below.

Children's Privacy

LoanBeaver's services are intended for individuals who are at least the age of majority in their applicable province or territory.

We do not knowingly collect information from minors.

International Data Processing

Some third-party service providers used by LoanBeaver may process technical or usage-related information outside Canada, including in jurisdictions such as the United States.

By using the Website, you acknowledge this possibility.

Third-Party Websites

LoanBeaver may contain links to third-party websites, lenders, and financial service providers.

Once you leave LoanBeaver, this Privacy Policy no longer applies, and the privacy practices of the third-party website will govern your interactions.

We are not responsible for the privacy practices or content of third-party websites.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be posted on this page with an updated "Last Updated" date.

Your continued use of the Website after updates constitutes acceptance of the revised policy.

Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact us: