Student Loans - Invest in Your Future
Finance tuition, books, and living expenses. Private student loan options for Canadian students.
Education Funding
Tuition, books, residence
Competitive Rates
Rates designed for students
Quick Approval
Apply online in minutes
Trusted Lenders
Licensed Canadian providers
Student loans help Canadians pay for college, university, and trade-school education. Beyond government student loans, private lenders fill funding gaps and serve students who don't qualify for government programs.
Loan Beaver connects students with lenders offering competitive private student loans. A cosigner often improves approval odds and lowers rates.
Student Loan Requirements
- Enrolled at a Canadian post-secondary institution
- Canadian resident, age of majority
- Steady income or eligible cosigner
- Acceptable credit profile (or cosigner)
- Active Canadian bank account
Can I get a private loan in addition to OSAP?
Yes. Private student loans can supplement government aid if your needs exceed program limits.
Do I need a cosigner?
A cosigner isn't always required but typically improves approval chances and lowers rates.
When do I start repaying?
Some lenders allow interest-only payments while in school; full repayment usually starts after graduation.
What can I use the loan for?
Tuition, books, residence, transportation, and other education-related expenses.
Will applying affect my credit?
Pre-qualification through Loan Beaver is a soft inquiry that does not affect credit.
Use:
Tuition, books, living expenses
Interest Rates:
Competitive student rates
Repayment:
After graduation options
Cosigner:
Often helpful
Approval:
Within days
Apply for a Student Loan
Fund your education with flexible repayment options.