Auto Loans - Drive Your Dream Vehicle

Finance new or used vehicles up to $75,000. Rates from 5.99% APR. Get pre-approved in minutes.

Pre-approved Financing
New & Used Vehicles
All Credit Types

Vehicle Financing

Cars, trucks, SUVs — new or used

From 5.99% APR

Competitive auto loan rates

Quick Approval

Same-day approval often available

Trusted Lenders

Compare offers from licensed lenders

Auto Loans in Canada

Auto loans help Canadians finance vehicle purchases through fixed monthly payments. Whether you're buying new or used, our partners offer flexible terms from 24 to 84 months tailored to your budget.

Pre-approval lets you shop with confidence — you'll know your loan amount and rate before you walk into a dealership.

Auto Loan Requirements

  • Canadian resident, age of majority in your province
  • Steady source of income
  • Valid driver's licence
  • Active Canadian bank account
  • Vehicle insurance for purchased vehicle
Auto Loan FAQs

Can I finance a used car?

Yes. Our lender network finances both new and used vehicles from dealerships and private sellers.

What credit score do I need?

Lenders work with all credit profiles. Better credit usually means lower rates, but bad-credit auto financing is available.

How long can I finance for?

Terms typically range from 24 to 84 months. Longer terms lower monthly payments but increase total interest paid.

Is pre-approval a hard credit check?

Pre-approval through Loan Beaver is a soft inquiry that won't affect your credit score.

Can I refinance an existing auto loan?

Yes. Refinancing can lower your monthly payment or interest rate if your credit has improved.

Auto Loan Details

Loan Range:

Up to $75,000

Interest Rates:

From 5.99% APR

Repayment Terms:

24 to 84 months

Vehicle Type:

New or used

Approval Time:

Same day

Apply for Your Auto Loan

Pre-approval in minutes. Shop with confidence.

Personal Loan Application
Apply for a personal loan from $1,000 to $50,000
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