Business Loans - Fuel Your Growth
Working capital, equipment financing, and startup funding. Rates from 6.99% APR.
Working Capital
Cash flow when you need it
From 6.99% APR
Competitive business rates
Equipment Financing
Buy or lease equipment
Trusted Network
Licensed business lenders
Business loans give Canadian entrepreneurs the capital to start, run, and grow their operations. Whether you need working capital, equipment, or expansion funding, multiple loan structures are available.
Loan Beaver matches your business profile with the right lender — banks, alternative lenders, and government-backed programs.
Business Loan Requirements
- Registered Canadian business
- Time in operation (varies by lender, usually 6+ months)
- Revenue or projections that support repayment
- Acceptable owner credit
- Business bank account
Can I get a loan for a startup?
Yes. Some lenders specialize in startup financing, often based on the owner's credit and business plan.
What's the difference between a term loan and a line of credit?
A term loan is a one-time lump sum repaid on a schedule. A line of credit lets you draw up to a limit and repay as you go.
Do I need collateral?
Some loans are secured by business assets or personal guarantees. Unsecured options exist but carry higher rates.
How fast can I get funded?
Some alternative lenders fund within 24-48 hours. Bank loans can take weeks.
What documents are needed?
Typically business financials, bank statements, tax returns, and identification for owners.
Loan Types:
Term, line of credit, equipment
Interest Rates:
From 6.99% APR
Repayment:
Customized by lender
Time in Business:
Often 6+ months
Approval Time:
1-3 business days
Apply for a Business Loan
Get matched with business-focused lenders across Canada.