Debt Consolidation Loans Canada
Turn multiple high-interest debts into one affordable monthly payment. Save money and reduce financial stress today.
Lower Interest Rates
Reduce rates from 19.99% to as low as 9.99%
One Simple Payment
Replace multiple payments with one
Save Money
Save thousands in interest charges
Improve Credit Score
Consistent payments rebuild credit
Average Client Saves: $459/month by consolidating their debts
Total Debt: $10,000
Old Payment:
$450
New Payment:
$250
Save $200/month
Total Debt: $20,000
Old Payment:
$900
New Payment:
$500
Save $400/month
Total Debt: $30,000
Old Payment:
$1,350
New Payment:
$750
Save $600/month
- Stop collection calls and letters
- Avoid bankruptcy or consumer proposal
- Fixed payment schedule
- Become debt-free faster
- Reduce financial stress
"I was paying over $1,200/month on 5 different credit cards. Now I pay just $450/month on one loan. I'll be debt-free in 3 years!"
- Sarah T., Toronto
Simplify Your Finances
Debt Consolidation FAQs
Debt consolidation combines multiple debts into a single loan with one monthly payment. You use the loan to pay off your existing debts, then make payments on the new loan at a lower interest rate.
Initially, there may be a small dip from the credit check. However, consolidation typically improves your credit score over time by reducing credit utilization and ensuring consistent payments.
Savings depend on your current interest rates and loan terms. Most clients save 30-50% on monthly payments and thousands in total interest over the life of the loan.
Debt consolidation is a loan that helps you pay off debts in full while maintaining your credit. Bankruptcy is a legal process that eliminates debts but severely damages your credit for 7-10 years.
Start Saving Today
The average Canadian household has $23,000 in non-mortgage debt. Don't let high interest rates keep you in debt longer than necessary.
$10,000+
Average savings per client
24-48 hrs
Funding time
9.99%
Rates starting from