Life Insurance Quotes Canada
Protect your family's financial future with affordable life insurance. Compare quotes from Canada's top providers in minutes.
Family Protection
Ensure loved ones are secure
Affordable Rates
Coverage starting at $20/month
Tax-Free Benefit
Payouts are tax-free to beneficiaries
Simple Process
Apply online in 10 minutes
Term Life Insurance
Affordable coverage for 10, 20, or 30 years
Best for: Young families, mortgage protection
From $20/month
Permanent Life Insurance
Lifetime coverage with cash value
Best for: Estate planning, wealth transfer
From $100/month
No Medical Exam
Instant approval up to $500,000
Best for: Quick coverage needs
From $35/month
Mortgage Protection
Pay off your home loan
Income Replacement
Replace lost earnings
Education Funds
Secure children's education
Business Protection
Buy-sell agreements
Final Expenses
Cover funeral costs
Estate Planning
Leave a legacy
*Rates vary based on health and lifestyle
- Death benefits are tax-free
- Name multiple beneficiaries
- Coverage can't be cancelled
- Lock in rates while young
Compare Top Insurance Providers
Why Canadians Choose Life Insurance
68%
of Canadians have life insurance
$423K
Average mortgage debt
10x
Recommended coverage ratio
$10K+
Average funeral costs
Life Insurance FAQs
A common rule is 10 times your annual income. Consider your mortgage, debts, children's education costs, and income replacement needs. Our calculator can help determine your ideal coverage amount.
Term life provides coverage for a specific period (10-30 years) at lower rates. Permanent life insurance covers you for life and includes a cash value component but costs more. Term is best for temporary needs; permanent for lifelong protection.
Not always. Many insurers offer no-medical-exam policies up to $500,000 for qualified applicants. These policies use health questions instead. Traditional policies with exams often offer better rates and higher coverage amounts.
Yes, many people with health conditions qualify for life insurance. Options include guaranteed acceptance policies, simplified issue policies, or traditional policies with ratings. Rates may be higher, but coverage is often available.
The best time is now - rates increase with age and health changes. Key life events that trigger the need include marriage, having children, buying a home, or starting a business. Younger applicants get the best rates.
Protect What Matters Most
Don't wait until it's too late. Lock in affordable rates today and give your family the financial security they deserve.
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